Taxes. Tax those simmies into the ground. It's so funny looking at Tobias Outlaw, who has had to sell basically everything but his stove, fridge, a counter, couch, shower, and potty just to afford his bills + mortgage. Tax time is going to be grand, considering that his cousin/girlfriend is moving in and all her money is going to tuition. That, plus a pending mouth to feed and 3k taxes....delicious. The sins of the father blah de blah blah.
see I was doing that too - I was taking $50 a day out of my sims' funds for a mortgage before I installed ikea stuff, but once I installed that I found that the familyfunds cheat stopped working so now I've gotta mess around with insim and I just can't be assed to do that all the time.